Considerations for the modern lettings market

The rental market has scarcely been as popular as it has been in recent years. Even in the face of numerous governmental schemes to stimulate the ailing sales market, it remains flat whilst the letting side strives. This has made for a number of changes to the way the lettings industry is run, making it more important then ever to find the right letting agent before parting with any cash.

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Debt consolidation: how could it help you?

If you're currently repaying several debts (personal loans, overdrafts, credit cards, etc.), keeping track of different payments to different lenders every month could be more confusing than it really needs to be.

However, as long as you're affordably keeping on top of your debts every month, there is an approach you might be able to take to make repaying them that bit simpler: taking out a debt consolidation loan.

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Legal Protections for Seniors in Debt

Senior citizens who find themselves in debt have few prospects to improve their financial circumstances. Many are retired and cannot reenter the workforce to increase their bottom line. Debt accumulation is exacerbated when most was caused by excessive medical bills and a housing market that leaves many owing more than can ever be repaid. Further, seniors have very few debt relief options to explore.

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New 'gold standard' certification launched by DEMSA

A new debt advice qualification has been launched by the industry to formally recognise debt managers' professional expertise and to raise the benchmark.

DEMSA, the Debt Managers Standards Association, which includes firms such as Baines and Ernst among its members, has created the new qualification in partnership with the Institute of Money Advisors.

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General Budget 2012 of India - 5 best and 5 worst part

Pranab Mukherjee presented his seventh Budget amid lots of hopes. Here are the five best and worst announcements in this year's Budget.

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Options for Financing Your Home Improvement Project

If you want to remodel your kitchen, replace your roof or do any other type of home improvement project, you have to consider how you're going to finance it. Home improvement projects can be expensive, and you won't be able to begin until you've secured financing.

Some people wait until they can pay for their home improvement project entirely with cash. This is one of the best options for financing a home improvement project because it means you don't have to depend on any outside financing. However, it may

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Understanding the Way Automating Underwriting May Benefit Your Business

Automating the underwriting process in the life insurance industry involves automating all elements of the process. The underwriting system offers a number of advantages for the life insurance company implementing it. What are the steps involved in the process and how does the system break the barrier between the front and back end processes involved in it? Here is a brief overview of the details.

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What is a premises licence?

What is a premises licence and who needs one?

A premises licence is a specific sort of authorisation that certain businesses require to trade legally. It ensures that they comply with legislation prescribed under the Licensing Act of 2003, which abolished 'standard' drinking hours.

Businesses that sell alcoholic drinks, offer entertainment or provide hot food or drink, i.e. a pub or club, between the hours of 11pm and 5am must obtain a licence.

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